Are You Ready to Buy Your First Home?

Take this quick quiz to find out if you’re ready for homeownership and what steps you might need to take!

Financial Preparedness

Do you have a stable income to cover a mortgage and living expenses?



Do you have a budget and understand how much house you can afford?



Do you have savings for a down payment and closing costs?



Knowledge of the Homebuying Process

Do you understand the steps involved in buying a home?



Do you know the difference between pre-qualification and pre-approval for a mortgage?



Have you thought about the type of home that best suits your needs (e.g., condo, townhouse, single-family)?



Long-Term Considerations

Are you planning to stay in the area for the next few years?



Do you understand the costs of maintaining a home (repairs, property taxes, utilities)?



Are you aware of the programs or incentives available for first-time homebuyers?



Submit Your Answers